The Best Precious Metals IRA Companies
Written by Matthew Clark - December 26, 2023
Investing in precious metals has become increasingly popular as the financial market takes a sinister turn. Many people have relied on precious metal IRAs as a way to save their wealth while minimizing the taxes that need to be paid.
Moving your retirement into precious metals is the safest bet to secure your wealth; below I detail the top 5 precious metal IRA companies to work with should you be looking for a save haven for your funds. These companies have the best business ratings, reliable systems, qualified staff, and long-term customers.
Disclosure: We may receive compensation if you purchase through the links on this website. However, this does not affect how much you pay or the integrity of our review. We simply choose the best option for retirees.
#1 - Best Pricing & Customer Service
4.9/5 stars
#2 - Best Education & Client Feedback
4.8/5 stars
#3 - Best Buyback Program
4.7/5 stars
#4 - Lowest Minimum
4.5/5 stars
#5 - Best Education
4.4/5 stars
Ranking # | Company | Best _____ | Rating | Contact |
|---|---|---|---|---|
#1 | | Best Pricing & Customer Service | 4.9/5 Rating | |
#2 | | Best Client Feedback | 4.8/5 Rating | |
#3 | | Best Buyback Program | 4.7/5 Rating | |
#4 | | Lowest Minimum | 4.5/5 Rating | |
#5 | | Best Education | 4.4/5 Rating |
The Top Precious Metal IRA Companies in Detail
#1 Goldco Precious Metals
Best Pricing, Best Customer Service
Rated 4.9/5 Stars
Key Features
Goldco is the leading gold company in the US for many reasons. They have some of the most seasoned employees, a great customer service approach, no-pressure sales force, and near-perfect business ratings. The account specialists are experts in precious metals and will guide you according to your needs.
About Goldco Precious Metals
Goldco Precious Metals was founded in 2006 to help Americans save their retirement with precious metals. The founder of the company studied the past recessions closely and gleaned insider information on how the wealthiest protect their assets, making way for Goldco's investment strategies.
Goldco offers gold, silver, platinum, and palladium in IRA accounts, so you can choose any one metal or a mix of your choice.
The company's ratings are an A+ with Better Business Bureau, an AAA with the Business Consumer Alliance, and a 4.8 on TrustPilot.
Who is Goldco Precious Metals Best For?
Goldco Precious Metals is best for investors who:
Fees & Minimum Investment
Minimum Investment
Yearly Fees
Promotions
$25,000 for an IRA
$150-300
Up to $10,000 in free silver on qualifying orders
Pros
Cons
Goldco Fees & Minimum Investment in Detail:
The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.
Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.
#2 Augusta Precious Metals
Best Client Feedback
Rated 4.8/5 Stars
Key Features
About Augusta Precious Metals
Augusta Precious Metals is the only gold IRA company with zero complaints on the BBB or BCA since the company started in 2012.
Their team includes a Harvard trained economist who holds a 1 on 1 educational web conference to make sure investors understand how precious metals can help achieve retirement goals.
They have a hands on approach with every client which includes lifetime account support. Their ratings are outstanding including an A+ Better Business Bureau rating, AAA with the Business Consumer Alliance, and a 5.0 on TrustLink.
The founder and CEO Isaac Nuriani has worked with other companies on this list and took what he learned working with them to create a simpler process for retirees with larger retirements.
By having a higher minimum investment, they can have a personalized approach to investing and work more closely with investors to customize investment strategies.
Joe Montana tasked his financial advisors to find the best gold company and they chose Augusta.
Who is Augusta Precious Metals Best For?
Americans between 40-70 who have over $100,000 in retirement savings and at least $50,000 to invest in a gold IRA. They work best with professionals including engineers, business owners, and more.
Fees & Minimum Investment
Minimum Investment
Fees:
Promotions
$50,000
$180 per year
Up to 10 years of fees waived
Pros
Cons
#3 American Hartford Gold
Best Buyback Program
Rated 4.7/5 Stars
Key Features
About American Hartford Gold
American Hartford Gold is one of the most experienced gold companies in the country. They've delivered over $1 billion in precious metals.
They have a 5.0 TrustPilot rating, and A+ rating from the Better Business Bureau.
They are one of the most reputable and trustworthy companies built on ethics as they are a family owned business. They also offer low markup prices, a buyback guarantee, and no back-end fees.
Not only do they offer precious metal IRA accounts, but they are the best choice for cash purchases, especially premium bullion.
They maintains their own secure, IRS-compliant facility where the precious metals are stored.
The company has a monthly call where investors can stay up to date and get any questions answered about their account and general precious metals knowledge.
Who is American Hartford Gold Best For?
Those who want to make cash purchases of precious metals, especially premium bullion
Fees & Minimum Investment
Fees:
Minimum Investment:
Not public
No specific minimum investment
Pros
Cons
#4 Birch Gold Group
Best Education
Rated 4.5/5 Stars
Key Features
About Birch Gold Group
Birch Gold Group is the oldest company on this list and have the most experience in precious metals. They've served over 7,000 customers, so they've learned a thing or two about what investors are looking for.
They specialize in gold and silver IRA's but also offer cash purchases.
They have a team of specialists dedicated to serving investors needs and educating about how precious metals can diversify your retirement portfolio.
They work with secure companies like Brink's Global Service and the Delaware Depository.
Birch has high integrity and ethics which shows in the endorsements from Ron Paul and Ben Shapiro. These are people who mean what they say and do not endorse any company that pays. They do their due diligence.
Birch is focused on customer education, transparency, and honesty. They are the best for retirees that want a deep understanding of precious metals.
They treat each customer with attention and care, and will help create a personalized investment strategy that you're comfortable with.
Fees & Minimum Investment
Fees:
Investment Minimum:
Not public
$10,000
Pros
Cons
#5 Noble Gold - Lowest Minimum Investment
4.4/5 Rating
- Minimum Investment: $2,000
If you want to get started with a precious metals IRA but you're not ready to invest a large portion of your savings, Noble is the company for you.
With a minimum investment of just $2,000, you can get started small and build your way up once you feel comfortable. Investing your retirement can be scary, and Noble makes it easy to just get started.
If you're not ready to put your IRA in precious metals, but you want to protect some of your wealth, they have an awesome survival pack which is a pack of precious metals that will be delivered to your home for times of emergency.
We don't know what's going to happen in the future, and some people don't feel safe having someone else store their precious metals. Noble makes it easy to get your hands on valuable assets that are easy to store and can be used to trade.
Many people have bought precious metals in jewelry and keep them at home, but with the survival pack, you'll have minted coins that can easily be sold for top dollar.
Besides the survival pack, Noble offers competitive pricing on precious metals IRA accounts too. The company was founded by Collin Plume who also worked for one of the companies on this list.
Collin had a background in Real Estate, but when the housing market crashed, he learned where the real valuable assets are. That's in precious metals. He has a great analytical mind and is unbiased. Seeing how the government regulates interest rates and prices, he saw how precious metals would be the future asset to protect wealth for Americans.
Noble has an A+ rating with the Better Business Bureau. They have a concierge service which is great for those who don't want to spend time managing their investments and portfolio.
They also have a buyback program if you decide you want to sell your metals in the future back to the same company you purchase from.
Who is Noble Gold Investments Best For?
Investors with smaller retirement savings or those not ready to put a large portion of their savings in precious metals yet.
